Every plan that SimplyInsured offers include certain preventive services free of charge as long as you visit a provider that participates in your insurance plan’s network. You will always receive your annual physical at no cost, but you may also be eligible to receive certain other screenings, tests, or immunizations based on your age and gender. Healthcare.gov keeps a comprehensive list of all services that must be offered to you at no cost, which you can find here:
If you receive any services that are not part of the free preventive care benefits at your physical, like discussing an illness or ailment or renewing a prescription, or if your doctor orders additional tests, you will have to pay for those services at the rate dictated by your plan terms. You can always ask your doctor if what they’re recommending is part of the standard exam or an additional service and then make a decision about whether or not you want to proceed.