New employees can only enroll in plans that were selected by the company when they initially applied for group coverage. Once a new employee creates a SimplyInsured account, they'll be able to see all of the plans available to them in their application.
Employees are unable to choose plans outside of the plans offered in their SimplyInsured application. All dependents must also enroll on the same plan as the employee.
Here is an example of what an employee will see on their application if there are 2 options:
Note: The ability to offer multiple plans varies by insurance carrier and company size. Many SimplyInsured customers can offer only one plan option.
What if an employee wants a plan that's not offered by their company?
If a new employee has insurance needs outside of what the company currently offers, there are a few options:
1) A new employee can decline coverage in the SimplyInsured application and enroll in a different source of coverage, including individual, spousal or parental coverage.
2) Employers can reevaluate their plan offerings at their annual renewal. This is the time of year when insurance carriers allow groups to change and/or add insurance plan options.
If you have any questions about this, please submit a request to our customer care team at the link below: