New employees are only allowed to choose plans that were chosen and approved when the company applies for group coverage. New employees will see all of the plans available to them in their application when they are added to the SimplyInsured dashboard.
Note: The ability to offer multiple plans varies by insurance carrier and company size. Many SimplyInsured customers can offer only one plan option.
Employees are unable to choose plans outside of the plans offered in their SimplyInsured application, additionally all dependents must enroll on the same plan as the employee.
If a new employee has insurance needs outside of what the company currently offers, there are a few options:
1) A new employee can decline coverage in the SimplyInsured application and enroll in a different source of coverage including individual coverage or through a parent or spouse.
2) Employers can reevaluate their plan options at the yearly renewal. This is the time of year when insurance carriers allow groups to change and or/add insurance plan options.
If you have any questions about this, please submit a request to our customer care team at the link below: