If you received insurance through your employer in the last year, you will receive your 1095 forms in the mail directly from the health insurance company.
I've just received a 1095 form in the mail, what do I do with it?
If you've received a 1095 A, 1095 B, or 1095 C form from a health insurance company or your employer, you do not need to submit it with your taxes. You only need to keep it on file.
What if I have not yet received my 1095 tax form?
You do not have to wait for either Form 1095-B or 1095-C from your coverage provider or employer to file your individual income tax return. You can use other forms of documentation, in lieu of the Form 1095 information returns to prepare your tax return. Other forms of documentation that would provide proof of your insurance coverage include:
- insurance cards,
- explanation of benefits
- statements from your insurer,
- W-2 or payroll statements reflecting health insurance deductions,
- records of advance payments of the premium tax credit and
- other statements indicating that you, or a member of your family, had health care coverage
You can also call the member services number on the back of your ID card to request for your 1095 form if you have not received it.
Some carriers, like UnitedHealthcare will also have electronic version of your 1095 available if you create a member log in through their portal (this is separate from SimplyInsured's employee portal).
If you are an employer and want to learn more about tax deductions and credits, check out our tax guide below on the SimplyInsured Blog:
If you have any questions about this, please submit a request to our customer care team at the link below: